Whats bothering my Malva?

I just love this perennial...Malva. The blooms are so delicate and unique. I also like Malva because it doesn't get as tall as a Hollyhock with a similar look :)

Something, unfortunately has decided to destroy the leaves...is it a fungus? I haven't seen anything actually crawling on the leaves so thats what I'm thinking.
Here is a pic of the supposed fungus and a hole in the leaf which could definately be from a predator of some sort.

Long time, no update...

I recently started my new job...full time social worker for a hospice agency in Green Bay. Since then, my poor flower beds have been placed on the back-burner. Fortunately, I was able to get a lot of work done on them before starting the job, so now I just have to weed occasionally. Thought I'd update you all on whats been blooming :)

Bee Balm

Coreopsis...it gets bigger each year! Pretty soon, the Rhododendron will be totally covered up!
Purple Cone Flower

So, I've been trying for two years to get poppies started. Finally, this year, I threw some SEEDS in the ground, held my breath, and watched them grow! They're small this year, but I know next year they will fill out. I was really suprised at how finicky the seedlings were...too much water=not happy...not enough=not happy. They're so pretty.

Does anybody know what this little BUG is?? It is wreaking havoc on my mums....and doesn't bother any of the other plants. The plant is covered with them. I am not sure what to spray because I haven't been able to identify the bug. I figured someone might know!